Ethical dilemma | legal |
Analyzing an ethical dilemma.
You are transplant nurse coordinator, thinking about two patients who are being evaluated for placement on the kidney transplant waiting list. One patient is a 40-yr-old African American schoolteacher. She is married and has two children. The other patient is a 22-yr-old unemployed white man. He misses three or four dialysis treatments per month and does not take his antihypertensive medications consistently.
Points to consider:
The foundation of this conflict resides in the Constitution, in which the founders made education a free public resource and ignored health care as a right. Health care then became a privilege, a resource to be obtained by persons with the funds to pay for it.
It took almost 200?years for health entitlement programs to be developed. Medicare is a federally administrated program. Individuals covered by Medicare are protected by Constitutional laws prohibiting discrimination based on race, gender, religion, and ethnic background.
Medicaid is a federally sponsored program jointly administered by the various states. The states have the right to set coverage eligibility and limits but may not violate an individual’s constitutionally protected rights against discrimination.
It is highly unlikely that the standard prohibitions against discrimination will change, but it is possible that definitions of unhealthy behavior such as substance abuse, alcoholism, smoking, and obesity may be used to screen out candidates.
Nurses are concerned about social justice because of their health advocacy role. Today the situation is immensely more complex because of the cost and availability of care.
Address the questions below:
Which ethical principles and values apply to this case; which ethical principles are in conflict?
What which of the patients should receive the next available kidney transplant? Defend your answer using the steps of the decision-making model. Address each level of the decision-making model. Identify other information that might help you make a decision.
Assignment Expectations
Length: 1500 words
Assignment 2: your research paper’s annotated bibliography
Assignment 2: Your Research Paper’s Annotated Bibliography
Revisit the topic that you listed in your research proposal from Module 1, and do some research. If you have some trouble, you may need to narrow it a bit to find appropriate academic source material. Your selected topic will be the topic for your final paper in this class.
For this assignment, you need to complete an annotated bibliography of the sources you are finding for your research paper. As you continue to work on your project, add to your list, so that when you are ready for your final draft you can remove the unused citations and all annotations. After these things are removed, and your page is re-titled References, it will be ready to submit as part of the final paper. Here are the things you should look for in a good annotated bibliography:
You use at least three university-level resources that are authoritative, correct, unbiased, current, and coherent.
Your title is References, not Bibliography. Your authors are listed in alphabetical order, and there is a short explanation after every citation.
Your citations are APA formatted (with hanging indent) and each needed block of annotation text is in the appropriate order.
The work is formatted in 12 point, Times New Roman font, with one inch margins all around.
You offer a description of the sources usefulness: statistics, clever quote, graph, table, fact, or other relevant information. If a source is not useful, you note that it is not going to be used in your paper.
Submit your assignment to the M2: Assignment 2 Dropbox by Tuesday, March 17, 2015.
Assignment 2 Grading Criteria
Maximum Points
Used only reliable sources as defined in course readings.
25
Correctly formatted the paper and each citation for each reference in APA style.
25
Included a detailed annotation for each citation.
25
Used correct spelling and grammar in annotations and citations.
25
Total:
100
BUSW 390 Embry Riddle Sallys Restaurant A Successful Expanding Business Questions
9.2 – Discussion: Developing a Strategic Growth PlanSally now has won three Michelin Stars and has become the first three-star restaurant in North America. The presentation of the Michelin Award goes to those ambitious chefs and restaurants for their culinary excellence. It’s the most prestigious international culinary award presented to qualified establishments and chefs.In its fifth year of operation, the restaurant has become the number one destination for foodies from all over the world. Food critics have poured in from all over just for the opportunity to experience the delights and write about the savory treats served in Sally’s signature dish. One savory treat included a specially formulated dessert created by Sally. The desert has become so popular that many customers have requested extra take-home orders. A substantial number of patrons have asked if the dessert would ever be sold separately in markets.Annual revenue from the restaurant is approaching twenty million dollars. The business has amassed direct ownership of fifty properties located around the country in high-density cities. Sales from the table app have steadily grown to over six million dollars in annual sales through subscriptions and advertising revenue. The company has invested in using the Kitchen-to-Door food delivery and Kitchen-Vision App that combines the delivery of ready-to-cook meal packages. This venture’s return on investment (ROI) has more than paid the initial investment and shows profit-level income. The company enjoys the highest credit ratings and has outstanding loans securing the original property and the other investment properties. The loans are in their final years, with projected restaurant revenue positioning the business in a favorable position that will enable the company to redeem the commercial paper before the due date, saving 12% of the outstanding balance. You and Sally agree that it’s time to develop a growth plan.Supplemental resources: Grow Your Business (SBA)Links to an external site.Get more funding | U.S. Small Business Administration (sba.gov)Review the Business Growth Questions (DOCX).Download Business Growth Questions (DOCX).Post and ReplyThinking about the course content and the questions in the Grow Your Business document, respond to the following prompts:Identify the indicators that your business is ready to expand.Identify and explain three growth opportunities that currently exist for Sally’s business.Discuss legal requirements associated with different growth opportunities.
Please do your best. references must follow apa style format . thanks
Students, please view the “Submit a Clickable Rubric Assignment” in the Student Center.Instructors, training on how to grade is within the Instructor Center.
Assignment 1.2: Significant Event Final Paper Due Week 8 and worth 190 points
Note: Students will turn in this assignment twice: first as a draft (Week 4 Assignment) and then as a final paper (Week 8 Assignment). Students will submit first draft of the assignment and then submit the final draft after receiving feedback from the professor and making the recommended changes. They will be graded separately for each submission of the assignment
In order to revise Assignment 1.1 use professor feedback of the first draft you submitted in Week 4.
Before revising the assignment you should:
Review the feedback from your professor
Review the criteria for Assignment 1.1; make sure you have addressed the criteria thoroughly.
Select a significant event (either positive or negative) that occurred before you reached adulthood and that has had a life-shaping effect on your life. In this assignment, you will use what youve learned in Weeks 1 thru 4 of this course and base your paper on your readings, along with information from library research, to discuss psychological aspects of your event.
Write a two to three (2-3) page paper in which you:
Briefly describe your significant event (one to two [1-2] sentences).
Describe your event in terms of at least two (2) different perspectives in psychology (e.g., behavioral, cognitive, psychodynamic, cultural/social, etc.)
Determine what learning (e.g., classical, operant, etc.) may have resulted from your event, or arisen because of your event.
Discuss why the memory of the event you described may or may not be completely accurate.
Use at least two (2) quality academic resources in this assignment. Note: One of these resources may be your textbook. Articles from professional journals are certainly a high quality resource. Magazine and newspaper articles are also accepted for this assignment. Articles published on the Internet may also be suitable, if they originate with credible persons or organizations. Please note that articles from Wikipedia, ask.com, and the like are not suitable.
Your assignment must follow these formatting requirements:
Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; references must follow APA format. Check with your professor for any additional instructions.
Include a cover page containing the title of the assignment, the students name, the professors name, the course title, and the date. The cover page and the reference page are not included in the required page length.
The specific course learning outcomes associated with this assignment are:
Relate psychological concepts to real-world situations.
Describe the major theories of learning, memory, cognition, consciousness, development, and social psychology.
Use technology and information resources to research issues in psychology.
Write clearly and concisely about psychology using proper writing mechanics.
Click here to view the grading rubric.
Data Collection for Pavement and Stormwater Facilities Paper
1)An agency has focused its system development and critical infrastructure data collection efforts on separate engineering management systems for different types of assets and is working on the integration of these systems. In this case, the agency focused on the data collection for two types of assets: water treatment and natural gas delivery management facilities. Please identify what type of critical infrastructure data collection is needed for pavement and storm water management facilities. Chapter 6 discusses the concept of correlation. Assume that An agency has focused its system development and critical infrastructure data collection efforts on separate engineering management systems for different types of assets and is working on the integration of these systems. In this case, the agency focused on the data collection for two types of assets: water treatment and natural gas delivery management facilities. Please identify what type of critical infrastructure data collection is needed for pavement and storm water management facilities.Chapter 6 discusses the concept of correlation. Assume that An agency has focused its system development and critical infrastructure data collection efforts on separate engineering management systems for different types of assets and is working on the integration of these systems. In this case, the agency focused on the data collection for two types of assets: water treatment and natural gas delivery management facilities. Please identify what type of critical infrastructure data collection is needed for pavement and storm water management facilities. To complete this assignment, you must do the following:A) Create a new thread. As indicated above, identify what type of critical infrastructure data collection is needed for pavement and storm water management facilities. B) Select AT LEAST 3 other students’ threads and post substantive comments on those threads. Your comments should extend the conversation started with the thread. ALL original posts and comments must be substantive. (I’m looking for about a paragraph – not just “I agree.”)Topic:Is non-repudiation an important property for SCADA?Please submit 3 page research paper. You must include all your research work/citations. Let me know if you have any questions.2)Topic:Is non-repudiation an important property for SCADA?
Cyber Security Is a Fast-Paced and Constantly Evolving and Changing Industry Discussion
reply to discussion post belowAs we know and as we have touched on many times as a class, cyber security is a fast-paced and constantly evolving and changing industry. Our CIKR is almost completely entwined within it, and that means that we will always need people to learn the cyber skills necessary to protect and defend CIKR. Something I have seen increase over the last few years, and something I hope to push for and be a part of in the future, is an increase in basic cyber training that is available for everyone and anyone, especially youth. Of course with the increase in STEM programs, this is being made more of a reality which is fantastic. There are also some intelligence agencies who are beginning to hold summer cyber camps for elementary through college-aged students which is also great. With cyber classes being made available to more and more students, and the number of open cyber jobs increasing, many of these kids have a pretty secure future- however that is a bit of a way from now in most cases.The issue is currently we have a lot of cyber job vacancies, to include within various CIKR-related positions. Another issue is training for the rest of the workforce on best cyber practices in order to protect the systems they use and have access to. Most standard Internet safety training is a brief slideshow you click through, answer a small quiz every few sections or so, and then youre done with it and most likely brain dump it when you close it out. DHS offers its own cyber security training for businesses to give to their employees, though I am under the impression it is not incredibly well known. I would love to be able to revamp the awareness programs and get these trainings and other opportunities seen and utilized so that more businesses can improve and be more aware of best cyber security practices. Many private entities are involved in CIKR and the more we can get actively engaged in these programs and really take something home from it, the better.
In arthur millers play, the crucible, he warns that mass hysteria
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Intro Paragraph The Crucible: Literary Analysis Essay ? Effective Attention Getter ? Bridge provides context and background for the story. Includes title and author name. ? Thesis is effective, makes a claim, and is specific to the entire prompt and fully answers the question. ? Has a clear, insightful, universal theme that contains two motifs ? States HOW theme is developed Body Paragraph(s): ? Begin with a topic/Point sentence and ends with a clincher/closing sentence ? Evidence ? Frame of reference/Embedding of quote is smooth and not distracting to the reader ? Citation following quotation (835). ? Quote is rich in meaning and allows for deep analysis ? Supporting Detail/Concrete Example Sentences used which focus on a specific Technique exhibited in the quote ? Commentary/Analyze and Link discusses effectiveness of the quote in proving the development of the theme throughout the play ? Analysis is long enough to provide an insightful and complete thought (ballpark 4-5 sentences per quote) ? Transitions are utilized between focus and idea changes ? Organization of ideas makes sense Conclusion: ? Summarizes ideas presented in paper ? How both motifs ultimately combine to create the theme (restate thesis and why it matters) ? What are the larger implications (beyond the play) to the reader ? Connect back to the attention getter – come full circle with your ideas. Conventions ? POV switches/No personal pronouns (I, me, you, our, we, us, etc) ? Elevated Diction/Word Choice/No Hit List Words ? Sentence Fluency ? Spelling/Grammar/Mechanics ? No Capitalization Errors or other lazy typing MLA Format ? Spacing/Paragraph format ? Font size/style, margins correct
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Web Page Critique Marketing Worksheet
The Las Vegas Convention and Visitors Authority (LVCVA) is the official destination marketing organization (DMO) of Las Vegas for business and leisure travelers. The Internet marketing and website design are critical for DMOs. Visit www.lvcva.com (Links to an external site.) (business) and www.visitlasvegas.com (Links to an external site.) (consumer).1) Discuss possible market segments targeted by the business and consumer sites and 2) evaluate/critique the website effectiveness according to guidelines provided here, in Chapter 16: Direct and Online Marketing and my article attached.baloglu_webdesign.pdfYour write-up should be 500-750 words.Points: 5% toward final grade.7 Cs of Effective Website Design:Context:The sites layout and design. A website’s layout and overall visual design needs to be uncluttered, easy to read and navigate, the color scheme needs to be appropriate for the marketing design. Having some white space will also aid in the overall design and readability.Commerce: The sites capabilities to enable commercial transactions. If the website is intended for commercial transactions, then it has to be safe and the fact that is has been made safe must be communicated to the customer, most websites use a “lock” symbol in the corner to indicate that it has been encrypted. Connection: The degree that the site is linked to other sites. Any links that lead the customer away from the website. Communication: The ways the site enables site-to-user, user-to-site, or two-way communication. How the company talks to its customers ; this can be done through signing up for special offers, email newsletters, contests, surveys, live chat with company representatives, and company contact information.Content: The text, graphics, animation, sound, music, and/or videos that are presented.Community: The way the site enables user-to-user communication. The website may allow interaction between customers through message boards and live chat. Customization: The sites ability to tailor itself to different users or to allow users to personalize the site. Companies can allow customers to personalize aspects of the website or it may tailor itself to different users, for example having different colors and graphics for people who speak different languages.
Case 4 cost of capital: silicon valley medical technologies, inc.
Silicon Valley Medical Technologies – SIVMED was found in San Jose, CA, in 1982 by Kellys OBrien, David Roberts, and Barbara Smalley. OBrien and Roberts, both MDs, were on the research faculty at the UCLA Medical School at the time; OBrien specialized in biochemistry and molecular biology, and Roberts specialized in immunology and medical microbiology. Smalley, who has a PhD, served as department chair of the Microbiology Department at UC-Berkeley.
The company started as a research and development firm, which performed its own basic research, obtained patents on promising technologies, and then either sold or licensed the technologies to other firms which marketed the products. In recent years, however, the firm has also contracted to perform research and testing for larger genetic engineering and biotechnology firms, and the US government. Since its inception, the company has enjoyed enormous success even its founders were surprised at the scientific breakthroughs made and the demand for its services. One event that contributed significantly to the firms rapid growth was the AIDS epidemic. Both the US government and the private foundations have spent billions of dollars in AIDS research, and SIVMED had the right combination of skills garner significant grant funds, as well as perform as a subcontractor to other firms receiving AIDS research grants.
The founders were relatively wealthy individuals when they started company, and they had enough confidence in the business to commit most of their own funds to the new venture. Still, the capital requirements brought on by extremely rapid growth soon exhausted their personal funds, so they were forced to raise capital from outside sources. First, in 1991, the firm borrowed heavily, and then in 1993, when it used up its conventional debt capacity, it issued $15 million of preferred stock. Finally, in 1996, the firm had an initial public offering (IPO) which raised $50 million of common equity. Currently, the stock trades in the over-the counter market, and it has been selling at about $25 per share.
SIVMED is widely recognized as the leader in an emerging growth industry, and it won an award in 1998 for being one of the 100 best-managed small companies in the US. The company is organized into 2 divisions: (1) the Clinical Research Division and (2) the Genetic Engineering Division. Although the two divisions are housed in the same buildings, the equipment they use and their personnel are quite different. Indeed, there are few synergies between the two divisions. The most important synergies lay in the general overhead and marketing areas. Personnel, payroll, and similar functions are all done at the corporate level, while technical operations at the divisions are completely separate.
The Clinical Research Division conducts most of the firms AIDS research. Since most of the grants and contracts associated with AIDS research are long-term in nature, and since billions of new dollars will likely be spent in this area, the business risk of this division is low. Conversely, the Genetic Engineering Division works mostly on in-house research and short-term, contracts where the funding, duration, and payoffs are very uncertain. A line of research may look good initially, but it is not unusual to hit some snag, which precludes further exploration. Because of the uncertainties inherent in genetic research, Genetic Engineering Division is judged to have high business risk.
The founders are still active in the business, but they no longer work 70-hours weeks. Increasingly, they are enjoying the fruits of their past labors, and they have let professional managers take over day-to-day operations. They are all on the board of directors, though, and David Roberts is chairman.
Although the firms growth has been phenomenal, it has been more random than planned. The founders would simply decide on new avenues of research, and then count on the skills of the research team and good luck- to produce commercial success. Formal decision structures were almost nonexistent, but the companys head start and its bright, energetic founders easily overcame any deficiencies in its managerial decisions processes. Recently, however, competition has become stiffer and such large biotechnology firms as Genentech, Amgen, and even Bristol-Myers Squibb have begun to recognize the opportunities in SIVMEDs research lines. Because of this increasing competition, SIVMEDs founders and board of directors have concluded that the firm must apply state-of-the-art techniques in its managerial processes as well as in its technological processes. As a first step, the board directed the financial vice president, Gary Hayes, to develop an estimate for firms cost of capital and to use this number in capital budgeting decisions. Haves, in turn, directed SIVMEDs treasurer, Julie Owens, to have cost of capital estimate on his desk in one week. Owens has an accounting background, and her primary task since taking over as treasurer has been to deal with the banks. Thus, she is somewhat apprehensive about this new assignment, especially since one of the board members is a well-known Northwestern University finance professor.
TABLE 1
SIVMED, Inc. Balance Sheet for the year ended Dec 31, 1999
(in millions of dollars)
Cash and marketable securities $ 7.6 Account Payable $ 5.7
Account Receivable 39.6 Accruals 7.5
Inventory 9.1 Notes payable 1.9
Current Assets $ 56.3 Current Liabilities $ 15.1
Long-term debt 61.2
Net fixed assets 114.5 Preferred stocks 15.0
Common stock 79.5
Total assets $170.8 Total claims $170.8
To begin, Owens reviewed SIVMEDs 1999 balance sheet, which is shown in Table 1.
Next, she assembled the following data:
SIVMEDs long-term debt consists of 9.5 percent coupon, semiannual payment bonds with 15 years remaining to maturity. The bonds last traded at a price of $891 per $1,000 par value bond. The bonds are not callable, and they are rated BBB.
The founders have an aversion to short-term debt, so the firm uses such debt only to fund cyclical working capital needs.
SIVMEDs federal-plus-state tax rate is 40 percent.
The companys preferred stock pays a dividend of $2.50 per quarter, it has a par value of $100; it is non-callable and perpetual; and it is traded in the over-the-counter market at a current price of $ 104.00 per share. A flotation cost of $2.00 per share would be required on a new issue of preferred. (Although not planned at this time the company is interested in how the analysis would change if preferred stock had a mandatory redemption provision, which specified that the firm must redeem the issue in 5 years at a price of $110 per share).
The firms last dividend (D0) was $1.09, and dividends are expected to grow at about a 10 % rate in the foreseeable future. Some analysts expect the companys recent growth rate to continue, others expect it to go zero as new competition enters the market, but the majority anticipates that a growth rate of about 10% will continue indefinitely.
An important minority of analysts have noted that over last few years, the company has as a 14 % average return on equity (ROE) and has paid about 25 % of its net income as dividends. They believe the firms expected future growth rate, g should be based on the information and used to estimate ks.
The firms per share dividend payment over the past 5 years has been as follows:
YEAR DIVIDEND
1995 $0.72
1996 0.75
1997 0.85
1998 1.00
1999 1.09
SIVMEDs common stock now sells at a price of about $25 per share. The company has 5 million common shares outstanding.
The current yield on long-term T-bonds is 8%, and a prominent investment-banking firm has recently estimated that the market risk premium is 6 % points over Treasury bonds. The firms historical beta, as measured by several analysts who follow the stock, is 1.2.
The required rate of return on an average (A-rated) companys long-term debt is 10%.
SIVMED is forecasting retained earnings of $1,800,000 and depreciation of $4,500,000 for the coming year.
SIVMEDs investment bankers believe that a new common stock issue would involve total flotation costs including underwriting costs, market pressure from increased supply, and market pressure from negative signaling effects of 30%.
The market value target capital structure calls for 30% long-term debt, 10% preferred stock, and 60% common stock.
Now assume that you were recently hired as Julie Owenss assistant, and she has given you the task of helping her develop the firms cost of capital. You will also have to meet with Gary Hayes and, possibly, with the president and the full board of directors (including the Northwestern finance professor) to answer any questions they might have. With this in mind, Owens wrote up the following questions to get you started with your analysis. Answer them, but keep in mind that you could be asked further questions about your answers, so BE SURE you understand the logic behind any formulas or calculations you use explain your reasoning briefly.
In particular, be aware of potential conceptual or empirical problems that might exist write them down.
QUESTIONS:
What specific items of capital should be included in SIVMEDs estimated weighted average cost of capital (WACC)? Should before-tax- or after-tax values be used? Should historical (embedded) or new (marginal) values be used? Why?
A) What is your estimate of SIVMEDs cost of debt?
B) Should flotation costs be included in the component cost of debt calculation? Explain.
C) Should the nominal cost of debt or the effective annual rate be used? Explain.
D) How valid is an estimate of the cost of debt based on 15-year bonds if the firm normally issues 30-year long-term bond? If you believe the estimate is not valid, what could be done to make the 15-year cost a better proxy for the 30-year cost (Hint: Think about the yield curve).
E) Suppose SIVMEDs outstanding debt had not been recently traded, what other methods could be used to estimate cost of debt?
F) Would it matter if the currently outstanding bonds were callable? Explain.
A) What is your estimate of the cost of preferred stock?
B) SIVMEDs preferred stock is more risky to investor that its debt, yet you should find that its before-tax yield to investors is lower than the yield on SIVMEDs debt. Why does this occur?
C) Now suppose SIVMEDs preferred stock had a mandatory redemption provision, which specified that the firm must redeem the issue in 5 years at the price of $110 per share. What would SIVMEDs cost of preferred be in this situation? (in fact, SIVMEDs preferred does not have such a provision, so ignore this question when working the remainder of the case).
A) Why is there a cost associated with retained earnings?
B) What is SIVMEDs estimated cost of retained earnings using the CAMP approach?
C) Why might one consider the T-bond rate to be a better estimate of the risk-free rate than the T-bill rate? Can you think of an argument that would favor the use of the T-bill rate?
D) How do historical betas, adjusted historical betas, and fundamental betas differ? Do you think SIVMEDs historical beta would be better or worse measure of SIVMEDs future market risk than the historical beta for an average NYSE company would be for its future market risk? Explain your answer.
E) How can SIVMED obtain a market risk premium for use in a CAPM cost-of-equity calculation? Discuss both the possibility of obtaining an estimate from some other organization and also the way in which SIVMED could calculate a market risk premium in-house.
A) Use the discounted cash flow (DCF) method to obtain an estimate of SIVMEDs cost of retained earnings.
B) Suppose SIVMED, over the last few years, has had a 14% average return on equity (ROE) and has paid out about 25% of its net income as dividends. Under what conditions could this information be used to help estimate the firms expected future growth rate, g? Estimate ks using this g estimate.
C) The firms per share dividend payment over the past 5 years has been as follows:
YEAR DIVIDEND
1995 $0.72
1996 $0.75
1997 $0.85
1998 $1.00
1999 $1.09
What was the firms historical dividend growth rate using the point-to-point method? Using linear regression?
Use the bong-yield-plus-risk-premium method to estimate SIVMEDs cost of retained earnings.
What is your final estimate for ks? Explain how you weighted the estimated of the 3 methods.
What is your estimate of SIVMEDs cost of new common stock, ke? What are some potential weaknesses in the procedures you used to obtain this estimate?
A) Construct SIVMEDs marginal cost of capital (MCC) schedule. How large could the companys capital budget be before it is forced to sell new common stock? Ignore depreciation at this point.
B) Would the MCC schedule remain constant beyond the retained earnings break point, no matter how much new capital it raised? Explain. Again, ignore depreciation.
C) How does depreciation affect the MCC schedule? If depreciation were simply ignored, would this affect the acceptability of proposed capital projects? Explain.
Should the corporate cost of capital as developed above be used by both divisions, and for all projects within each division? If not, what type of adjustment should be made?
A) What are SIVMEDs book value weights of debt, preferred stock, and common stock? (Hint: consider only long-term sources of capital).
B) What are SIVMEDs market value weights of debts, preferred stock, and common stock?
C) Should book value or market value weights be used when calculating the firms weighted average cost of capital? Why?
Americas 16 Sectors Congressional Leaders Discussion
reply to discussionThe last week of class and all the reading we covered gave me a lot to think about. Professors Minetrees long road for search and rescue was a phonemical story. As with anything, first there is an idea then the idea needs support after that congressional leaders need to buy the idea and run with it. I find it amusing that FEMA gave no support, interest, or thought. However, later, after going to Capitol Hill; FEMA was forced to buy in and lead the program now known as Urban Search and Rescue. Also, this goes back to the American dream and how anyone can make a difference. As long as they have innovative idea, plan, and support; anything is possible and we see a great example of this. Think of the Industrial Age and Elie Whitneys Cotton Gin and how this machine changed the world. Bill Gatess Microsoft and Steve Jobs creation of Apple. I go could go on forever, but the point is these ideas changed the world and impacted millions of people. We all know Americas 16 sectors of CI/KR are at risk and vulnerabilities do exist. Maybe it will take an innovative mind to fight and step-up for what they believe in and try to change the way Congress and other government leaders think. Though I do not agree with anything she does or says, AOC is trying to make a difference by making everything green. As we know, this is due to Global Warming; her ideas are great but that price tag and time frame is asinine. But you never know maybe it will work and the planet may be saved sooner. Al Gore had this idea in the 90s, but AOC used it has her campaign to get elected. Eli Musk created the electrical car Tesla and it is making waves. I think the biggest issue is, there are around 48 million people in the U.S alone; smart phones, social media, and other innovative ideas are bringing people closer than ever before. This creates a bottle neck for truth, privacy issues, and a billion issues. Hypothetically speaking if I were to become and advocate, I would focus on finding better ways to educate and make the populace more aware of cyber threats. More specifically on malware and Social Engineering. Drive by down loads lead to Trojan Horses and loss of PII and is an effect of impatience. Think about it? In 2019, information is at our fingertips; all the data is there. People are still getting vishing scams from non-legitimate banks and the IRS. I still see stories on the news, old lady gets scammed four thousand dollars. Most of the scammers want Bitcoin or Apple Pay cards, some scammers threaten to call the police to arrest the victim. How can people believe this non sense? In government facilities and IT businesses, there needs to be more awareness training and reminder signs posted of the basics and high-level information that the end user can control. This is easy stuff; stop being tricked into giving information away. Granted these policies, procedures, guidelines are there; the person in the seat is the wrong person. I wrote on many perspectives; hopefully I did not lose anyone.
