Based on the above calculations, the price of the car, and the money available in a money market fund, which loan option would you suggest to someone purchasing a vehicle?
Cost of Credit / Opportunity Cost / Trade-Offs
In this scenario you will calculate the monthly payment and total interest paid on a car loan. Suppose that you need $15,000 to buy a used vehicle to get back and forth to work and school. You have $7,500 in a money market fund earning 1.00% per year, but you are not sure you want to use any or all of that money.
Using the tables in Exhibit 1-D, located on pp. 42-43 in the Ch. 1 Appendix of Focus on Personal Finance, determine the total amount of payment due at the end of each year, and divide by 12 to estimate the monthly payment for each of the following loan scenarios. Also, calculate the total amount of interest you would pay over the life of each loan. Be sure to show your work for opportunities to earn partial credit, where applicable.
For example, if you have the correct formula but put a decimal in the wrong spot you could earn partial credit. The first row in the table has been completed to demonstrate you how work can be shown.
Loan Amount
Interest Rate
Term
Monthly Loan Payment = Amount Borrowed divided by “Table Factor in Exhibit 1-D” divided by 12
Total Amount of Interest = (Monthly Loan Payment * Term * 12) – Loan Amount
$7,500
6%
3 years
Example:
7500/2.673=2,805.84
2,805.84/12= 233.82
Example:
(233.82312) – 7,500= 917.52
$7,500
6%
5 years
$10,000
6%
5 years
$15,000
6%
5 years
Based on the above calculations, the price of the car, and the money available in a money market fund, which loan option would you suggest to someone purchasing a vehicle? Please explain the rationale and considerations for your decision.
Describe what the consolidation process entails.
Acquisitions: The company is also considering acquiring another small company. Communicate the crucial elements of creating consolidated financial statements including the income statement, balance sheet, and statement of cash flows in the case of possibly acquiring another company.
A. If the company acquires another small company, assess how it would know if it has to consolidate its financial statements on an annual basis. Defend your response.
B. Describe what the consolidation process entails.
C. Compose a hypothetical example of the consolidation worksheet and elimination entries. Ensure all information is entered accurately.
Discuss in a minimum 700 words the differences between the traditional media option and the new media option in terms of audience, reach, channel and content.
THIS IS A GROUP ASSIGNMENT…ONLY NEED ONE SLIDE AND 100 WORDS
OUR TWO TYPES OF MEDIA IS TV AND FACEBOOK!!!
THIS IS JUST THE ORGINIAL ASSIGNMENT..DO NOT DO THE ENTIRE ASSIGNMENT!!! MY PARTS ARE BELOW NAME CELESTE!!!The purpose of this assignment is to creatively illustrate traditional and new media options. An understanding of the target audience and effective communication for each is a desired outcome. It provides the Learning Team the opportunity to creatively illustrate traditional and new media options. An understanding of the target audience and effective communication for each is a desired outcome.
Assignment Steps
As a Learning Team choose a brand (different from the Week 3 Learning Team Assignment) and a related brand strategy.
Create a Microsoft® PowerPoint® presentation, Prezi, or Vimeo video, etc. which illustrates one traditional media option (print, TV, radio, billboard, etc.) and one new (social media) media option for your brand and brand strategy. The presentation should be a minimum of 7-10 slides or, if Prezi or Vimeo video, an 8-minute minimum.
Discuss in a minimum 700 words the differences between the traditional media option and the new media option in terms of audience, reach, channel and content. A table of differences may be used to concisely illustrate the differences but you must include a discussion of insights/concerns/issues between the media options.
Note: Charts/graphs/tables in your Microsoft® Word write-up do not count towards the word count.
Cite a minimum of three peer-reviewed references.
Format your assignment consistent with APA guidelines.
Introduction – [Charlie]
Slide 1: Types of traditional Media (print, TV, Radio, Billboard, etc.) – [Jessica]
Slide 2: Effective traditional media option (TV) – [Jessica]
Slide 3: Types of new media (Twitter, FaceBook, IG, Snap chat, etc.) – [Sam]
Slide 4: Choosing one effective new media type (Facebook) – [Sam]
Slide 5: Comparing Television and Facebook – [Daryl]
Slide 6: Our Brand – [Celeste]
Slide 7: Our Strategy – [Kris]
Conclusion – [Lonay]
References – [team]
The breakdown for 700-word report:
Introduction – [Kris]
Paragraph 1: General comparison of traditional media and new media – [Jessica]
Paragraph 1: Include a table and explain details in the table – [Charlie]
Paragraph 2: Compare the chosen traditional media and new media that the team selected (TV and Facebook) – [Daryl]Paragraph 2: Compare the audiences, reach, and content of the two types of media – [Celeste]
Paragraph 3: Inclusion of insights, concerns, and issues between the media options – [Sam]
Conclusion –
What can cause the short-run aggregate supply curve to shift to the right?
What can cause the short-run aggregate supply curve to shift to the right? Please explain your answer.
At what rate, in cm/s, is the radius of the circle increasing when the radius is 5 cm?
Oil is poured on a flat surface, and it spreads out forming a circle.
The area of this circle is increasing at a constant rate of 5 cm2/s.
At what rate, in cm/s, is the radius of the circle increasing when the radius is 5 cm?
Describe how neuroenhancers have the potential to improve learning among the three levels of learning ability.
Watch the “Chess Experiment,” “Future Brain,” and “Early Stages of Experimentation” videos available on the student website.
Prepare a 3 slide Microsoft® PowerPoint® presentation with speaker notes for public school teachers on the present and future state of neuroenhancers and transcranial stimulation for all groups of children: challenged, average capability, and gifted.
Address the following in your presentation:
· Describe how neuroenhancers have the potential to improve learning among the three levels of learning ability. Distinguish between natural and artificial substances.Select one of the eating disorders, the Paraphilias, or neurocognitive disorders from the Film List. Week 4.
Use the Research Analysis Job Aid to complete this assignment.
Prepare a 1,050- to 1,500-word paper that discusses research-based interventions to treat psychopathology.
Review and differentiate the characteristics of the selected disorder and discuss the research about intervention strategies for the disorder by completing the following:
Evaluate three peer reviewed research studies using the Research Analysis.
Conceptualize the disorder using the biopsychosocial or diathesis-stress models.
Discuss the treatments or interventions that have been shown to be the most effective for your selected disorder. Why?
How would you redesign your recruitment efforts in the discussion to account for the fact that sales personnel will need additional training?
The issue here is how to communicate with the new sales personnel. They need more scientific training than you originally envisioned, and you must redesign the hiring process to include a training program, which should include a needs analysis.
How would you retrain these valuable personnel?
How would you redesign your recruitment efforts in the discussion to account for the fact that sales personnel will need additional training?
Display an ability to behave in a diplomatic fashion.
The following is a basic checklist for solutions:
Identify and address the main issue.
Provide real-life solutions (more than just theoretical considerations).
Address the criteria and measurements for success for this project
Provide solutions which display critical and innovative thinking.
Should there be laws governing the production and labeling of GMOs? Explain.
Food & Agriculture Field Study: GMOs
For the Unit VIII scholarly activity assignment, you should perform some research into genetically modified foods. Go to the local supermarket or the local health foods store and find foods that are genetically modified. What did you find? How do you know, as a consumer, if you are eating engineered foods? Was it clearly marked? Does it matter? Why is there a debate over these foods? Should there be laws governing the production and labeling of GMOs? Explain.
While you are at the local supermarket, choose three food items commonly consumed in the local area. Identify each food and where the items are produced – locally, regionally, or globally. How might this impact the local economy?
Note: If you have an extenuating circumstance that prevents you from visiting a store in person, you may email your professor to request permission to use online shopping websites for your Unit VIII assignment.
Since this is more of an investigative report, you response should be at least one page, double spaced, with appropriate APA style writing and Times New Roman 12 pt. font. If you choose to write more you will NOT be penalized. It is required that you cite your textbook OR at least one other source in the assignment.
Explain the concept statement for the business venture you are proposing
Written assignment 2: Business Concept
In this assignment, you will need to think about starting your own business. Specifically, you should provide a thoughtful investigation into a new business idea. The idea should be innovative, yet sensible. The idea must be an original business concept. It can be a product, service, or social venture. The written business concept should address the following components (Adapted from Launching New Ventures by Kathleen Allen):
I. Concept Statement
1.Explain the concept statement for the business venture you are proposing (be clear, concise and compelling). For example, what does your venture do? What is your overall product or service and what stage of development is it in?
2.Briefly address the value proposition including the target market, unique benefits, sustainable competitive analysis and how benefits will be delivered to the customer.
II. Product/Service
Clearly explain the product/service attributes (performance, efficiency improvements, availability, social, service or convenience). What are the features and benefits of the product or service? For example, what problem is your venture solving? How much value does your product or service create for customers? How much money or time can it save them? If a nonprofit venture, note the social impact (lives saved, youth educated, healthcare benefits, etc.).
What product development tasks must be undertaken and what is the timeline for completion?
Is there potential for intellectual property rights? Describe.
How are these products or services differentiated from others in the market, i.e. what makes your product/service unique?
III. Opportunity/Need
Describe the market opportunity. What trends are favorable for the business?
Describe the compelling need for the product or service. What problem is it solving?
IV. Industry
What are the demographics, trends, life cycle stage and typical profit margins of the industry?
Are there any barriers to entry? Or any other critical risks that need to be addressed before launching the venture? If so, what are they? (For example, how much money, effort and time will it take for you to enter the market? How will competitors affect your ability to get started? What patents, copyrights, trade secrets, etc. protect your product from duplication?)
What is the status of technology and R&D expenditures?
What have you learned from talking to distributors, competitors, retailers, etc.?
V. Market/Customer
What are the demographics of the target market?
What is the customer profile? Do you plan to target different customer segments?
What have you learned by talking to potential customers? What information did you obtain from customers?
How will you attract your customers? What marketing mediums will you use?
Who are your competitors and what are your key points of differentiation between your product and your competitor’s product/service?
Which distribution channel alternatives are available and which customers will they serve?
VI. Founding Team
Who is your founding team? Including mentor(s), advisor(s), board members(s)? Who will be your management team? What role will each of you play? What experience does your team have? What are the gaps and what will you do to fill them in?
What role will strategic partnerships play in the venture (accountant, bankers, board of directors, etc.)?
VII. Financing Profit Potential
Breakdown initial start-up costs.How do you plan to finance the venture?
How does your venture make money? How much will it cost to produce versus how much you think you can sell your product or service? Discuss the scalability of the product/service. Once your customer adopts the product, How will it spread rapidly to other customers (or other parts of the company, if your client is a corporation)?
General requirements for the two written assignments: 1) use Times New Roman 12-pitch font, double spaced, and 1-inch margins all around; 2) please use research and data to support
Describe an example of a television program that you believe clearly displays social deviance, and explain why you specifically selected it.
write a 750-word paper using APA standards that includes discussion of the following:
Describe an example of a television program that you believe clearly displays social deviance, and explain why you specifically selected it.In this television program, how are people “labeled” as socially deviating from the expected social norms, and who does this labeling? Analyze the deviance, using terms such as primary deviance, secondary deviance, retrospective labeling, and stigma. Apply Durkheim’s four functions of deviance to the deviant actions in the television program. What purpose(s) does the deviance play?
