Give a detailed report on The impact of drug misuses on young people in London
Discuss and analyze The impact of drug misuses on young people in London
Can Hinduism be defined? Is there a Hindu view of life?
Can Hinduism be defined? Is there a Hindu view of life?
Please choose relevant articles from Google Scholar for the essay.
Human epidemiology questions
Word limit 2,000 words
Answer FOUR questions ONLY from the following six questions
- Discuss the pathophysiology of two gastrointestinal disorders (25 marks)
- How do genetic theories of ageing differ to non-genetic? (25 marks)
- Define the different stages of viral invasion into lung epithelia and their contribution to the loss of organ function (25 marks)
- Describe the pathophysiological processes occurring in the context of leukaemia in a human (25 marks)
- How could a single liver tumour contribute to the morbidity of colon cancer? (25 marks)
- What inflammatory processes are modified by diabetes mellitus? (25 marks)
Summarize the strength and weaknesses of your solution to spend additional funds to upgrade the equipment used to manufacture the product.
PowerPoint Presentation
Your client is a company that has been cited with a notice of violation for discharging toxic chemicals into the municipal sewer system. The regulatory authorities are requiring that the company develop a waste management plan to address the violations related to the manufacturing process. A preliminary assessment concludes that the toxic chemicals are necessary because of old and outdated equipment. Management wants to get back into compliance, spending as little capital as possible. They believe that adding additional pollution control at the end of the process is a reasonable solution.
You believe that if the company spends additional capital, the equipment can be updated, eliminating the need for toxic chemicals. Neither solution yields a better quality product.
Prepare a 15-slide PowerPoint presentation to give to the executive committee of your client. Organize the presentation as follows:
· Slide 1: Summarize the situation and common goals so that the committee will understand that you are on the same page.
· Slide 2: Review the major ideas and intent behind the Pollution Prevention Act (PPA). Summarize the key elements of the PPA in one slide that relate to this scenario.
· Slides 3-4: Summarize the strengths and weaknesses of the solution that seeks to install additional pollution equipment at the end of the process.
· Slides 5-6: Summarize the strength and weaknesses of your solution to spend additional funds to upgrade the equipment used to manufacture the product.
· Slide 7: Set the stage for convincing the committee to adopt your recommendation by showing the key differences between the two options.
· Slides 8-9: Apply the key ideas of the PPA (slide 2) to each scenario.
· Slide 10: Ask the committee to make a decision, reminding them that customers and shareholders may evaluate their product brand and reputation based on the decisions that they make now to go in a green position.
· Slides 11-15. Provide additional detailed slides for the committee to read later as they consider your proposal.
These slides should fill in the GAPS in your 10-slide presentation.
You are required to use a minimum two reputable sources, which must be cited and referenced appropriately. Only one of your sources may be your textbook (or other assigned reading source).
Referring to a single B2B organisation of your choice, conduct a secondary research to design and develop the first part of a B2B CRM plan related to a specific product category.
B2B industry
Automobiles – Michelin (supplier) look for their competitors
Referring to a single B2B organisation of your choice, conduct a secondary research to design and develop the first part of a B2B CRM plan related to a specific product category.
The following models and applications are mandatory:
– The Business Market environment (including also Goods and Services, Customer segments and Customer Journey, Competitors etc)
– Demand estimate
– CLV estimate
– Balanced Scorecard
The Customer Journey (CJ) and Balanced Scorecard (BSC) analysis and graphic representation have to be designed by the student and included in appendix 1 and 2, they will be graded but not included in the wordcount.
All models and applications need to be supported by data and secondary research, if assumptions are made, they have to be properly justified.
What role do budget constraints play in corporate social responsibility?
Based on your experience developing a Total Rewards strategy for this course, what advice would you give HR professionals when undertaking such a task, e.g., what guiding principles should they be aware of? How much time should they allot for such an endeavor? What resources will they need to accomplish this?
Examine the role of ethics and corporate social responsibility and its influence on the development of Total Rewards for an organization.
For example: How might CSR influence a company’s interpretation of employee pay?
What role do budget constraints play in corporate social responsibility?
WealthManagement.com. (2011). Ethics vs. compensation. https://www.wealthmanagement.com/blog/ethics-vs-compensation
Bistrong, R. (2016). Ethics and incentive compensation: A ticking time bomb. Corporate Compliance Insights. https://www.corporatecomplianceinsights.com/ethics-and-incentive-compensation-a-ticking-time-bomb/
Kim, E. (2018, June 6). Internal Microsoft poll shows employees are less satisfied with pay as battle for tech talent heats up. CNBC. https://www.cnbc.com/2018/06/06/microsoft-employees-feel-underpaid-and-not-fully-rewarded.html
Wilson, T. B. (n.d.). Total rewards strategy: What’s your philosophy? Wilson Group. https://www.wilsongroup.com/wp-content/uploads/2011/03/TotalRewardsStrategy_June2008.pdf
Double the Donation. (n.d.). Corporate social responsibility: The definitive guide. https://doublethedonation.com/tips/corporate-social-responsibility/
Riley, L. (2019). Complete guide to HR strategy: Total reward management (With examples). ICS Learn. https://www.icslearn.co.uk/blog/posts/2019/june/complete-guide-to-hr-strategy-total-reward-management-with-examples/
List the reasons why and how GMO would benefit the African continent.
GMO Crops on the African Continent
After reading through the following article:
Deressa, T., Pugliese, J., Kimenyi, M.S. (2014). Genetically Engineered Crops: Key to Climate Adaptation and Food Security in Africa. Brookings Institute.
Retrieved from:
https://www.brookings.edu/blog/africa-in-focus/2014/09/04/genetically-engineered-crops-key-to-climate-adaptation-and-food-security-in-africa/
Choose a side, either for or against GMO in Africa.
FOR
1. List the reasons why and how GMO would benefit the African continent.
2. Explain how the possible negative impacts of GMO, could be turned into a positive (if any).
3. Describe one country in Africa that you think would most benefit from harvesting GMO products.
AGAINST
1. List the reasons why and how GMO would weaken the African continent.
2. Explain how the possible positive impacts of GMO, could quickly turn into a negative impact (if any).
3. Describe one country in Africa that you think would least benefit from harvesting GMO products.
Remember to choose only one position, either for or against.
Please make sure your assignment is double-spaced using Times New Roman, 12-point font, and 1 margins. Be sure to cite any references in APA Format.
Each paper will be assessed on the following:
* All questions are answered
* Strong examples, valid points, and ideas on the topic
* At least two additional resources cited in APA format
Marketing Plan Proposal and Concept
Innovation in healthcare can manifest anywhere. Think through your experiences of times when you faced a healthcare situation where something could have been improved with another solution. Create a realistic product(s) or service(s) that is healthcare-related that currently does not exist that can satisfy a problem(s). Make this solution into a for-profit business for which you will develop a marketing plan throughout the course. This will be what you will present in week 7 for the final project. You may choose an existing product or service but must enhance or augment it so that the current marketing plan would not apply. This plan will include financials. Please submit your idea here for approval.
Suggested length is 1-2 pages, double spaced. Your paper will be run through the Turnitin (Links to an external site.) plagiarism detection tool.
Next week you will perform market research to validate the feasibility of the approved idea and write a report on the information. Think of market feasibility studies as a logistical study, and a marketing plan as a specific, planned course of action to take.
Math/Physic/Economic/Statistic Problems
Candidates should attempt ALL questions in Section A and Section B
- This is individual work, carried out upholding the values of academic integrity.
- Students are expected to spend 8hrs on this paper.
- You should rely on your own knowledge when answering the questions. All assumptions and information needed for the questions are provided in this paper, DO NOT access the internet for help with your answer or to get additional information.
- The answers should be typed in Microsoft Word, clearly stating which questions you are attempting.
- Referencing is required.
- The word limit is 2,000 words; this limit does not include equations and graphs.
- Equations should be typed using Microsoft Word Equation Function.
- Information on graphs: Graphs should be typed; however, clear pictures of hand drawn and pasted graphs will also be accepted.
SECTION A
There are 4 questions in this section. Attempt ALL questions. This section is worth 40 marks. Each question has 10 marks.
Question 1:
The five-factor asset pricing model of Fama and French (2015) is shown below:
where is the ordinary stock return of firm i at day t, is the risk-free rate at day t and is the market premium. The rest of the notation is defined in the original paper, which is available on Canvas (Topic 2) and online (https://doi.org/10.1016/j.jfineco.2014.10.010). Explain in detail how each of the four factors (SMB, HML, RMW and CMA) is constructed. What is the rationale for including these four new factors in the traditional capital asset pricing model when estimation is on time series data?[10 marks]
Question 2:
Explain two different parity conditions for spot and forward exchange rates and illustrate your answer with diagrams (and) or equations and using properly-defined mathematical notation. Discuss some of the empirical literature which identifies the determinants of spot and forward exchange parity.
[10 marks]
Question 3:
When pricing a financial instrument — for example, when pricing a bond — analysts usually make use of a yield curve. Define the term “yield curve” using properly-defined mathematical notation. How is an appropriate yield curve for bond pricing constructed, and how exactly is it used to price a bond?
What common shapes of yield curves have been observed historically and under what market conditions do we observe them? Compare and contrast these shapes with those observed in commodity forward curves.
Given the bonds listed below, identify the ones with the longest and shortest duration, assuming all other bond features are the same.
- 8-year maturity, 6% coupon
- 8-year maturity, 11% coupon
- 15-year maturity, 6% coupon
- 15-year maturity, 11% coupon
Justify your answers.
[10 marks]
Question 4:
Briefly explain what an interest rate swap is. Give at least two applications of interest rate swaps. Describe how an interest rate swap can be replicated using forward rate agreements. Is the fixed-rate payer in an interest rate swap ‘short the bond market’ or ‘long the bond market’? Please, explain your reasoning.
[10 marks]
SECTION B
There are 2 questions in this section. Attempt ALL questions. This section is worth 60 marks.
Question 5:
Alpha and Gamma are two Oil & Gas companies. Tables 1 and 2 display the income statements (and balance sheets) of Gamma and Delta, respectively. Also, Table 3 displays the current evaluation of these two firms.
Table 1. Alpha Company
| 2019 | 2020 | 2021 | |
| Income Statement | |||
| Sales | £5,000.00 | £6,000.00 | £7,000.00 |
| Income before interest and taxes | £454.55 | £545.45 | £636.36 |
| Interest expenses | £(150.00) | £(150.00) | £(150.00) |
| Income before tax | £304.55 | £395.45 | £486.36 |
| Income tax | £(60.91) | £(79.09) | £(97.27) |
| Tax rate | 20% | 20% | 20% |
| Net income | £243.64 | £316.36 | £389.09 |
| Preferred Dividend | £(90.00) | £(101.00) | £(130.00) |
| Balance Sheet | |||
| Total assets | £3,200.00 | £3,455.00 | £4,060.00 |
| Long term debt | £1,200.00 | £1,540.00 | £1,650.00 |
| Equity preferred | £500.00 | £460.00 | £360.00 |
| Equity common | £1,500.00 | £1,455.00 | £2,050.00 |
| Total liabilities & equity | £3,200.00 | £3,455.00 | £4,060.00 |
Table 2. Gamma Company
| 2019 | 2020 | 2021 | |
| Income Statement | |||
| Sales | £3,000.00 | £3,100.00 | £2,800.00 |
| Income before interest and taxes | £280.37 | £289.72 | £261.68 |
| Interest expenses | £(100.00) | £(120.00) | £(99.00) |
| Income before tax | £180.37 | £169.72 | £162.68 |
| Income tax | £(36.07) | £(33.94) | £(32.54) |
| Tax rate | 20% | 20% | 20% |
| Net income | £144.30 | £135.78 | £130.15 |
| Preferred Dividend | £(90.00) | £(90.00) | £(90.00) |
| Balance Sheet | |||
| Total assets | £1,900.00 | £2,025.00 | £1,910.00 |
| Long term debt | £911.00 | £1,211.00 | £1,001.00 |
| Equity preferred | £0.00 | £0.00 | £0.00 |
| Equity common | £989.00 | £814.00 | £909.00 |
| Total liabilities & equity | £1,900.00 | £2,025.00 | £1,910.00 |
Table 3. Valuation of Alpha and Gamma
| Alpha | |
| Earnings per share | £0.39 |
| Dividend per share | £0.13 |
| Share price | £2.41 |
| Number of shares | 1,000,000 |
| Gamma | |
| Earnings per share | £0.33 |
| Dividend per share | £0.18 |
| Share price | £2.27 |
| Number of shares | 400,000 |
Task I [15 marks in total]
- State the definition of Return on Equity (ROE) as a ratio of income and equity components.
[3 marks]
- Use the data in Table 1 to calculate each one of the five ROE components based on the Dupont formula, for the company Alpha in 2020 and 2021.
[3 marks]
Do the same for Gamma, using data from Table 2.
[3 marks]
In each case b) and c) above use these five components to calculate the ROE and then verify that the result you obtain is indeed equal to the result obtained using the basic definition stated in a).
- For the year 2021 only, critically compare each of the five ROE components for Alpha compared with Gamma. Discuss what conclusions might be drawn about the profitability of each company.
[3 marks]
- Now focus on the company Gamma alone. Which components change most between 2020 to 2021? How can you interpret these findings?
[3 marks]
Task II [15 marks in total]
- Use the results from part A and additional data from Table 3 to calculate the sustainable growth rate for both Alpha and Gamma, for 2021 only.
[3 marks]
- Discuss the appropriateness of using these growth rates as a basis for estimating the value of the firm.
[3 marks]
- Define the constant-growth dividend model, using properly-defined mathematical notation.
[3 marks]
- Apply the constant-growth dividend model to the 2021 data to estimate the share price, for both Alpha and Gamma, using the sustainable growth rates just calculated and assuming a market capitalisation rate of 13%.
[3 marks]
- Compare the computed share price values for Alpha and Gamma to their actual 2021 share prices given in Table 3. Comment on your results.
Question 6:
Task I [15 marks in total]
- Suppose that the price of a bond futures contract that settles in three months is £105 and the price of the underlying bond is £98. The underlying bond has a coupon rate of 8%, par value of £100, and the next coupon payment is to be made in six months. The borrowing rate is 7.4% per annum. If an investor implemented a cash and carry trade, what would the arbitrage profit be?
[7 marks]
- Using information in part (a), what is the theoretical futures price?
[4 marks]
- Suppose that the futures price is £97.5. Given your answer to (b), is there an arbitrage opportunity and, if so, what strategy will generate that arbitrage profit?
[4 marks]
Task II [5 marks in total]
An investor has purchased a floating-rate, non-callable security with a 5-year maturity. The coupon formula for the floater is 6-month LIBOR plus 200 basis points and the interest payments are made semi-annually. At the time of purchase, 6-month LIBOR is 7.5%. In order to purchase the floater, the investor borrowed funds by issuing a 5-year note at par value with fixed semi-annual coupons of 7.0%. With respect to the above transaction, assuming that there is no credit or liquidity risk, under what interest rate scenario can the investor lose money?
Task III [10 marks in total]
Suppose that the spot price of a barrel of crude oil is £25. Its 3-month futures contact has a value of £27 and cost-of-carry of 8%. Describe, in detail, the arbitrage strategy used to exploit this situation and the realised gains from this strategy. Use properly-defined mathematical notation in your answer.
MONEY AND BANKING
Instructions:
Please answer all questions.
- Answers should be typed in MS Word (.docx) if possible and submitted in PDF format. If this is not possible, pictures of handwriting will be accepted conditional on the picture being readable. If the picture is not clear and readable, your answer will be considered null and void.
- Pay attention to the word limits in some of the questions or sub-questions.
- Be precise in your answers and refer to all of the concepts needed to understand your answer.
Question 1
Using T-accounts, please record the following transactions.
- M&B Bank PLC (“the bank”) is incorporated with equity capital of £10 million. [1 point]
- The bank issues deposits to customers for £30 million. [1 point]
- The bank issues bonds for £20 million. [1 point]
- The bank must maintain 10% of assets in required reserves at all times. Please discuss the role of required reserves as a monetary policy tool by central banks. [5 points]
- After setting aside the required reserves, the bank decides to invest the remaining amount of cash. The bank invests £10 million in a coupon bond issues by UK Treasury. What is left is loaned out. [1 point]
- The coupon bond of point (e) pays a coupon of 5% per year, paid semi-annually. It has 3 years to maturity. If the current Yield-to-Maturity is 2.5% semi-annually, what is the price of the bond? [4 points]
- A year later, the Bank of England is worried by rising inflation and announces its intention to raise interest rates. This announcement immediately sends the Yield-to-Maturity of bond in point (f) surging 200 basis points. Recalculate the price of the bond. [4 points]
- What is the Holding Period Return recorded on the bond position over the past year? [1 point]
- What is the Profit-and-Loss recorded on the bond position in Pound Sterling (£)? [1 point]
- Record the result of point (g) in the T-accounts. [1 point]
- If your result is a loss, please discuss if the bank has enough equity capital to support that loss. [5 points]
- Please discuss the Basel Capital accords. Focus in particular on capital requirements and their calculation. [5 points]
Question 2
Use the supply and demand analysis of the market for reserves to visually illustrate and explain how the following scenarios may arise in equilibrium.
[Note: most marks will be awarded on the basis of a correct explanation of the economic intuition of each scenario.]
- Central bank selling securities to banks increases the federal funds rate. [7 points]
- Increase in discount rate lowers the amount of borrowed reserves. [7 points]
- A decrease in reserve requirements leading to a decrease in the amount of reserves. [7 points]
- The central bank introducing special interest rates (lower than usual) for commercial banks lowers the federal funds rate. [7 points]
- A market panic leading to a deposit outflow from banks and increasing the federal funds rate. [7 points]
Question 3
- Discuss the benefits and costs of public ownership of central banks by giving examples from central banks around the world for each of your arguments.[10 points]
[Word limit: 300 words]
- Discuss what will happen to the value of the pound in the short run and in the long run if the Bank of England lowers interest rates to reduce unemployment[10 points]
[Word limit: 300 words]
- Discuss the effects that COVID-19 may have had on the money multiplier. Give at least two examples of central bank policies around the world undertaken to mitigate such effects (give references to the appropriate media sources for your examples).[15 points]
[Word limit: 300 words]
