What are some of the advantages and disadvantages of having a checking account?

Many consumers use checking accounts and credit, often in the form of credit cards.What are some of the advantages and disadvantages of having a checking account?What are some of the advantages and disadvantages of having a credit card?What are some strategies you could use to manage credit cards to avoid paying high-interest rates and fees?How can planning to manage your accounts lead you to be more productive and better equipped to manage your financial priorities?(At least 150 words)